Personal Accident

For companies operating in high risk locations or for individuals working in any occupation especially those such as drilling, mining or security, Personal Accident Insurance is an essential and cost effective way to get cover for work related accidents.

Our Personal Accident policies include War and Terrorism cover as standard, and Medical Evacuation expenses can also be included in the price. We understand that situations can change quickly when operating in high risk locations such as Iraq and Afghanistan so our cover is flexible, and is available for short or long periods. In most cases, there is also a quarterly payment option, where the premium is paid in arrears.

Key features:

• ‘A’ rated security through Lloyds of London
• War and Terrorism cover included as standard
• Accidental Death and Disability: Lump sum benefit with an upper limit of 5 times annual salary
• Temporary Total Disablement: Income replacement with salary paid until insured is fit to return to work, per policy conditions
• Medical evacuation included
• Flexible payment options